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What is QR scan & pay?
You’ve seen it everywhere: a QR code at a café, taxi, or local shop. Everyone scans, pays in seconds, and moves on.
With Kite, you can do the same: scan a local QR code and pay directly from your wallet balance. No cash withdrawal, card, or local bank account required.
How it works
- Scan the merchant’s QR code.
- Review the amount and exchange rate before you pay.
- Confirm and the merchant receives the payment.
Simple.
Where it works
Kite connects to the QR networks people already use every day.
We are live in below countries
- Vietnam
- Philippines
- Brazil
- Colombia
- Bolivia
- Argentina
- Peru
More countries and payment corridors are coming soon, prioritised around where our users live, travel, work, and spend.
Why Kite QR payments
Spend directly from stablecoins
No need to off-ramp to a bank account before spending.
See your rate upfront
Know exactly how much USDC you’ll spend before you confirm.
Use the same rails as locals
No new merchant hardware or crypto-specific payment setup. Just scan and pay.
Non-custodial by default
Your funds remain in your smart account. Each payment authorises only the amount you approve.
Who it’s for
- Travellers and digital nomads who want to avoid carrying multiple currencies.
- Cross-border earners/Freelancer paid in stablecoins who want to spend locally.
- Anyone tired of ATM fees, exchange spreads, and leftover cash.
Getting started
Open Kite, tap QR scan & pay, and scan a supported QR code.
Fund your account with stablecoins (USDC and USDT) and you’re ready to pay, directly from your balance.