Go where it’s good with Kite

From dream destinations to weekend getaways and conferences, we got you.

Get the Kite app See my days off →

150M+ merchants $0 annual fee 0% on dollar charges 1.8% Forex Charge in local currency

Choose your trip

What are you planning?

Two planners. One card. No fee either way.

Holiday Planner

Every day off you get this year

Nine countries. Every public holiday left in 2026, and the long weekends hiding inside them - including the ones you only get by taking a single day off. Then: where you can actually reach on each break.

9 countries35 holiday breaksJul – Dec 2026

Find my next break →

Conference Planner

Where the industry is meeting

Twenty conferences between now and December. What each room is actually for, and which ones earn the flight. Then book the ticket, the seat and the room.

19 events5 continentsAug – Dec 2026

See the calendar →

Two ways to pay

More than a card

Tap it, or scan it.

The Kite card

Spend your dollars at 150M+ merchants, anywhere Visa works. Your virtual card is ready in about two minutes and goes straight into Apple Pay or Google Pay - before you have even packed.

$0 annual fee. $0 to issue it.
0% when the charge is in dollars
1.8% Forex Charge when the charge is in local currency
Every fee shown in the app before you confirm

Cards are issued by licensed partners. Kite is not a bank.

QR scan & pay

In a lot of Asia, people pay by scanning a code, not tapping a card. So you can do that too - straight from your dollars. No cash machine, no exchange counter, no airport rate.

Pays in seconds from the same balance as your card
No cash to carry and none left over at the end
Works where QR is how people actually pay
Your dollars are USDC or USDT under the hood

QR scan & pay is live in some Kite markets, not all of them yet. Check the app for where you are going.

Know before you tap

Two rules that save you real money abroad

01

At the card machine, always choose the local currency

Converts once, at a flat 1.8% Forex Charge.

Why the dollar option costs more

The machine will offer to charge you in dollars instead. It sounds helpful. It is not. Choose the local currency - baht, yen, won, whatever is on the screen - and your money converts once, at a flat 1.8% Forex Charge.

Taking the dollar option is called dynamic currency conversion. The shop sets that exchange rate, not Visa, and it usually costs you 3% to 7%. You will never see it listed as a fee, because it is hidden inside the rate. That is the point of it. Say no, every time.
02

Online, pay in dollars when the site is already in dollars

Nothing to convert, nothing to pay. 0%.

Why this one is not a trick

Booking sites, conference tickets and airlines often quote in dollars already. That is not a conversion trick. That is just the price. Your money is already in dollars, so there is nothing to convert and nothing to pay. 0%.

Hotel in dollars. Flight in dollars. Ticket in dollars. Three charges, no conversion on any of them.

Your money stays yours, wherever you land

Experience borderless finance with Kite.