TodayGetting paid internationally is complicated
One address, every client
Send the same address to anyone, on any of six EVM networks. No IBAN, no SWIFT code, no forms.
Read more
For freelancers
Get paid as a freelancer, without a local bank
Store, Send & Spend stablecoin payouts with a wallet you control
Getting paid today
Six things that make international freelance income hard
TodayPayments can take too long
Paid in seconds
Not business days. A Sunday night invoice clears on Sunday night, because there is no bank in the middle.
Read moreTodayYour income sits at someone else's discretion
Nobody can freeze it
The wallet is multi-party encrypted and non-custodial. No seed phrase to lose, and nothing for Kite - or a bank - to hold, review or reverse.
Read moreTodayYou quote in dollars and get paid in something else
It stays in dollars for as long as you like
Hold USDC or USDT until you need it, then withdraw to local currency at a rate shown before you confirm. No local-currency slide between invoice and payday.
Read moreTodayGetting paid is only half the problem
Spend it without cashing out
Tap the card or scan a local counter QR, straight from your balance. No offramp, no waiting for a bank to release it.
Read moreTodayThe tools you work in won't take your card
Pay for the software you bill for
Adobe, Figma, AWS, ad platforms. Accepted at 150M+ merchants in 180+ countries, with nothing extra on US dollar spends.
Read moreNone of this is your fault, and none of it is necessary. See how receiving works on Kite →
Fees
Free to get paid. Almost free to spend it.
Receiving costs nothing, whether the invoice is $50 or $5,000, and we cover the network fee when money moves, up to a free daily limit on each chain. No monthly charge, no card issuance fee, no hidden exchange-rate markup.
Moving money onto the card is 0.53%, US dollar spends carry nothing extra, and everything else is a flat 1.8%. Every fee, in one place.
$0Annual fee
180+Countries
150M+Merchants
<30sTop-up time
Get started
Get your Kite Stable Card in 3 simple steps
- 01
Sign up and verify in 2 minutes
Verified in ~2 min - 02
Get your free virtual card instantly
- 03
Load card and ready to spend
Where the money can go
Hover a country. See how you would spend there.
Hover or tap any country. Vietnam is showing to start.
Three tiers: nine markets with the wallet and the Kite Card, a growing list with the wallet and Scan & Pay, and the rest of the 40-plus with the wallet for sending and receiving. Outside all three the card still spends, because it runs on Visa.
From the blog
Worth reading first
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The Freelancer's Guide to Getting Paid in Stablecoins
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How To Spend USDC In Everyday Life
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Why Kite Exists: Money without Borders
Security
Is Kite Safe? How Kite Protects Your Money
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Is Kite Free? Kite Fees, Explained
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USDC vs USDT: Which Stablecoin Should You Hold?
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Best Debit Cards With No Foreign Transaction Fees (2026)
FAQ
Short answers
Invoice sent. Money landed.
Get paid from anywhere, hold it in dollars, and spend it without asking a bank first.