Side by side
How does Kite compare when you send about $500?
Kite
- Cost to send
- Free
- Speed
- Under 10 seconds
- Virtual card included
- FX on US dollar spends
- 0%
- Cost to send
- 0.50%
- Speed
- In seconds
- Virtual card included
- FX on US dollar spends
- Mid-market plus a fee
- Cost to send
- 0.67%
- Speed
- Not published
- Virtual card included
- FX on US dollar spends
- —
- Cost to send
- ~0.8%
- Speed
- In minutes
- Virtual card included
- FX on US dollar spends
- —
Market average
- Cost to send
- 1.67%
- Speed
- Days, typically
- Virtual card included
- FX on US dollar spends
- —
How we compare these · Prices verified September 2026
Every corridor is quoted at about 500 US dollars’ worth in the source currency, not a flat 500 units, so the percentages are comparable across currencies.
Wise: its own public quotes, pulled per corridor from wise.com and its pricing page in September 2026. The exact Wise fee for a single route is compared on that route’s own page.
Remitly: the flat fee it publishes as the fee for all transfers: 3.99 SGD from Singapore, 1.99 AUD from Australia, shown here as a share of the amount. Remitly is not offered at all from Hong Kong, Malaysia, South Korea, Taiwan or Thailand. We show no Remitly exchange rate because the only rate it publishes is a new-customer welcome offer, not its standing price.
Western Union: charges no transfer fee on these routes; its cost sits in the exchange rate instead. The figure shown is that margin, read by hand from westernunion.com in September 2026 against two independent mid-market references. Those references disagree by up to 0.7 points on thinly traded currencies, so the figure is approximate.
Market average: the World Bank’s cost of sending remittances, indicator SI.RMT.COST.IB.ZS, across the destinations Kite serves.
Competitor pricing moves. We re-check these quarterly and date the page each time.
40 countries
Start from anywhere Kite is live
Tap a flag for the ten biggest places money goes from there. The Kite Card is live in 9 countries and Scan & Pay in 7; everywhere else the money arrives and waits in dollars.