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Payments

MERGE Madrid

27 – 29 October 2026 · Madrid, Spain

MERGE Madrid sits at the intersection of Web3 and traditional payments. Sponsors regularly include Visa, PayPal, Circle, Tether and Paxos.

Why it might be worth the flight

That sponsor list tells you who is in the room. MERGE is one of the few events where card networks, stablecoin issuers and crypto companies are all present with commercial intent rather than as observers - which makes it unusually relevant for a card and stablecoin business.

Key details

Format
Three-day conference
Regular sponsors
Visa, PayPal, Circle, Tether, Paxos
Focus
Payments, stablecoin issuance, Web3 commerce
Who goes
Card networks, issuers, PSPs, Web3 payment companies

Paying while you are there

  • Euro at the terminal. Madrid is card-friendly and contactless is standard.
  • Tickets and hotels are usually priced in dollars already, so there is nothing to convert.
  • At the card machine, choose the local currency. Never take the offer to be billed in dollars.

Step 1 · The ticket

Get into MERGE Madrid

Priced in dollars. Paid in dollars. Nothing lost in between.

Official tickets

Passes get more expensive the longer you wait, and the good side events fill up from the main ticket list. Book the pass first. Then the travel.

Buy tickets →

Step 2 · The flight

Get to Madrid

Search around the conference dates.

Flights to Madrid

Fares climb sharply in the four weeks before a major conference. Long-haul from APAC - pairs well with other European dates.

Search flights →

Step 3 · The room

Stay in Madrid

A conference week empties a city of rooms. Book early.

Know before you tap

Two rules that save you real money abroad

  1. 01

    At the card machine, always choose the local currency

    Converts once, at a flat 1.8% Forex Charge.

    Why the dollar option costs more

    The machine will offer to charge you in dollars instead. It sounds helpful. It is not. Choose the local currency - baht, yen, won, whatever is on the screen - and your money converts once, at a flat 1.8% Forex Charge.

    Taking the dollar option is called dynamic currency conversion. The shop sets that exchange rate, not Visa, and it usually costs you 3% to 7%. You will never see it listed as a fee, because it is hidden inside the rate. That is the point of it. Say no, every time.

  2. 02

    Online, pay in dollars when the site is already in dollars

    Nothing to convert, nothing to pay. 0%.

    Why this one is not a trick

    Booking sites, conference tickets and airlines often quote in dollars already. That is not a conversion trick. That is just the price. Your money is already in dollars, so there is nothing to convert and nothing to pay. 0%.

    Hotel in dollars. Flight in dollars. Ticket in dollars. Three charges, no conversion on any of them.

Your money stays yours, wherever you land

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