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Banking

Sibos 2026

28 September – 1 October 2026 · Miami Beach, Florida

Sibos is Swift's annual gathering and the single largest event in correspondent banking. The 2026 theme is digital finance for AI-driven economies, with substantial programming on cross-border payments and ISO 20022.

Why it might be worth the flight

This is not a crypto conference, and that is precisely why it matters. Sibos is where the incumbent cross-border rail meets to plan its next decade - and the stablecoin conversation has moved firmly onto that agenda rather than around it.

Key details

Format
Four-day conference
Organiser
Swift
2026 theme
Digital finance for AI-driven economies
Focus
Cross-border payments, ISO 20022, correspondent banking
Who goes
Banks, market infrastructure, regulators, payment networks

Paying while you are there

  • Dollars throughout, so nothing to convert. Miami Beach hotels surge hard during Sibos week.
  • Tickets and hotels are usually priced in dollars already, so there is nothing to convert.
  • At the card machine, choose the local currency. Never take the offer to be billed in dollars.

Step 1 · The ticket

Get into Sibos 2026

Priced in dollars. Paid in dollars. Nothing lost in between.

Official tickets

Passes get more expensive the longer you wait, and the good side events fill up from the main ticket list. Book the pass first. Then the travel.

Buy tickets →

Step 2 · The flight

Get to Miami Beach

Search around the conference dates.

Flights to Miami Beach

Fares climb sharply in the four weeks before a major conference. Long-haul from APAC - the furthest trip on this list.

Search flights →

Step 3 · The room

Stay in Miami Beach

A conference week empties a city of rooms. Book early.

Know before you tap

Two rules that save you real money abroad

  1. 01

    At the card machine, always choose the local currency

    Converts once, at a flat 1.8% Forex Charge.

    Why the dollar option costs more

    The machine will offer to charge you in dollars instead. It sounds helpful. It is not. Choose the local currency - baht, yen, won, whatever is on the screen - and your money converts once, at a flat 1.8% Forex Charge.

    Taking the dollar option is called dynamic currency conversion. The shop sets that exchange rate, not Visa, and it usually costs you 3% to 7%. You will never see it listed as a fee, because it is hidden inside the rate. That is the point of it. Say no, every time.

  2. 02

    Online, pay in dollars when the site is already in dollars

    Nothing to convert, nothing to pay. 0%.

    Why this one is not a trick

    Booking sites, conference tickets and airlines often quote in dollars already. That is not a conversion trick. That is just the price. Your money is already in dollars, so there is nothing to convert and nothing to pay. 0%.

    Hotel in dollars. Flight in dollars. Ticket in dollars. Three charges, no conversion on any of them.

Your money stays yours, wherever you land

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