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Limits after KYC

KYC limits and wallet access

Completing KYC (identity verification) unlocks full access to your Kite Wallet and Kite Card.

Before KYC

You can create your account, but you won't be able to:

  • Send or receive funds with your wallet
  • Use your Kite Card for purchases
  • Withdraw cash from ATMs

After KYC

Wallet

  • Send (on-chain): Unlimited
  • Receive (on-chain): Unlimited

Card spending

  • Daily: Up to $50,000 or 50 transactions, whichever comes first
  • Yearly: Up to $990,000 or 1,040 transactions, whichever comes first

ATM withdrawals (coming soon, available with physical card)

  • Daily: Up to $10,000 or 20 withdrawals, whichever comes first
  • Monthly: Up to $100,000 or 30 withdrawals, whichever comes first

Note: ATM withdrawals are not available in Singapore.

Limit resets

  • Daily limits reset at midnight UTC+8 (Singapore Time).
  • Yearly limits reset at midnight UTC+8 (Singapore Time) on the first day of the new limit period.

Important

  • Limits may vary by country based on local regulations.
  • ATM withdrawal limits apply once the feature becomes available.
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