Kite Card fees & limits

Here's what Kite charges on card activity and the spending limits that apply.

Fees

• Card top-up (USDC or USDT to card): 0.53% conversion fee
• Spends in USD: no additional fee
• Spends in other currencies: 1.8% FX fee on the transaction amount
• Card issuance and maintenance: free

Spending limits

Covers both point-of-sale and online purchases.

• Daily: $50,000 or 50 transactions, whichever comes first
• Yearly: $990,000 or 1,040 transactions, whichever comes first

ATM withdrawal limits

Coming soon.

Good to know

• Daily limits reset at midnight UTC+8 (SGT).
• Pending transactions count toward your limits until they settle.
• Kite shows the fee and total in-app before you confirm any card top-up.