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What you can spend right now. In a stablecoin app this is the tokens sitting in your wallet, shown to you as a dollar figure rather than as a token count.
Your available balance, as opposed to your ledger balance with pending items still hanging off it.
In Kite: Your Kite balance sits in US dollars. Local currency swings do not move it.
A Layer 2 network built on top of Ethereum, designed so a transfer costs cents rather than dollars while still settling down to Ethereum underneath.
A fast domestic rail that nets payments through the day and settles into the main system at the end of it.
In Kite: One of the networks you can top up USDC from, alongside Ethereum and Polygon.
Your face or fingerprint used to unlock an app or approve a payment. It stays on the device: what travels is a yes, not your fingerprint.
The same check your bank app makes, working the same way for the same reason.
The first cryptocurrency, launched in 2009 and still the largest by value. No issuer, no central operator, and a supply capped at 21 million coins. Its price moves constantly, which is exactly what makes it a poor way to pay for lunch.
Gold, in the role it plays rather than the substance. People hold it expecting it to be worth more later, not because they intend to spend it this afternoon.
A batch of transactions confirmed together and chained to the one before it, which is what makes rewriting history impractical.
A settlement batch, except each batch cryptographically depends on every batch before it.
A public search engine for a blockchain. Look up any address or transaction and see its status, amount and history without an account or a login.
If every bank's core ledger had a public read-only search page. There is no banking equivalent, which is rather the point.
A shared record of transactions that many independent computers keep in step, where entries are appended and never quietly edited. That is the whole invention.
A ledger. The novelty is not the ledger, it is that no single institution owns the copy everyone agrees on.
Infrastructure that carries a token across from one chain to a different one. Necessary, and historically the most attacked part of crypto, so route size and reputation matter.
Correspondent banking. Moving value between two systems that have no direct relationship, through someone who has one with both.
Prices broadly rising, or broadly falling. Worth knowing mostly because crypto commentary assumes you already do.
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