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Explain it like a bankFlips every card at once
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A return paid on a balance you leave somewhere. Where it comes from decides how safe it is: lending it out, staking it, or a company simply choosing to pay out of its own pocket for a while to attract deposits.

What you already know this as

Interest. A bank answers the question of where it comes from with a licence and deposit protection; a crypto app usually answers it with a paragraph.

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Moving funds between protocols chasing the best return. The headline rates are real and so are the smart contract risks underneath them.

What you already know this as

Rate chasing across introductory savings offers, with materially higher stakes.

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