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Terms starting with F

Showing 3 of 3

Explain it like a bankFlips every card at once

Fiat

also called fiat currency

Ordinary government money. Dollars, pesos, baht, ringgit, rupees. Crypto people say fiat simply to mean 'the money you already had'.

What you already know this as

Money. That is the whole translation.

The point past which a payment cannot be reversed. Blockchains reach it in seconds to minutes, and after that no one, including the network, can undo it.

What you already know this as

Irrevocability. A cleared cheque, past the point where it can bounce.

FX markup

also called foreign transaction fee, forex fee

The percentage added on top of the real exchange rate when you spend in a currency your account does not hold. It is charged on the whole amount, so it scales with your holiday.

What you already know this as

The foreign transaction fee on a bank card, typically stated as one number that quietly bundles the network's cross-border charge and the bank's own margin.

In Kite: US dollar spends carry no added fee. Everything else is a flat 1.8%.

All 3 terms shown.