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A unit of value recorded on a blockchain. It might be a dollar, a share of something, a voting right or a queue ticket. The word says nothing about what it is worth or what it does.
Loyalty points, a prepaid balance, a share certificate or a cinema ticket. All units on someone's ledger, all called by different names precisely because they differ.
Representing something that already exists, such as a dollar, a bond or a fund unit, as a token on a blockchain so it can move without a settlement queue.
Dematerialisation. Share certificates became book entries at a depository, and nobody misses the paper.
Your card number replaced by a device-specific stand-in, so the merchant never sees the real one and a leak from their systems is worthless.
Precisely what Apple Pay and Google Pay have always done. Nothing crypto about it, despite the word token.
In Kite: Add your Kite card to Apple Pay or Google Pay and spend from your phone.
How a token's supply, issuance and incentives are designed. It answers who holds what, what unlocks when, and who is likely to sell into you.
A cap table plus the dilution schedule, published up front for once.
Moving value from your wallet onto your card so it can be spent. Card rails and blockchain rails are separate systems, so cards generally need loading first.
Transferring from savings into current so the card does not decline.
In Kite: Top up with USDC or USDT and it lands as spendable dollars, usually within five to ten minutes. The fee is 0.53%.
Malaysia's dominant e-wallet, grown out of the toll and transit card of the same name. Its QR is accepted almost everywhere DuitNow is.
A transit card that turned into the country's everyday payment app.
The unique receipt number for a blockchain transaction. Paste it into a block explorer and anyone, anywhere, can see the status without asking a bank.
A UTR or payment reference, except the ledger it points to is public and you do not need to be a customer to read it.
A requirement that sender and recipient details travel alongside a transfer above a threshold, between the regulated firms at each end.
The originator information that already rides along inside a SWIFT message.
A blockchain carrying an enormous share of the world's USDT transfers, especially for remittances across Asia and Africa, because its fees are low and predictable.
The rail that won a corridor on price. Not the most sophisticated, but the one the money actually moves on.
In Kite: We top up from USDC on Base, Ethereum or Polygon, and USDT on Ethereum or Polygon. Tron is not one of them, and sending on a network a service does not support is one of the most common ways people lose funds.
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