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Top-up

Also called load, funding

What crypto means by it

Moving value from your wallet onto your card so it can be spent. Card rails and blockchain rails are separate systems, so cards generally need loading first.

What you already know this as

Transferring from savings into current so the card does not decline.

In Kite: Top up with USDC or USDT and it lands as spendable dollars, usually within five to ten minutes. The fee is 0.53%.

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