What crypto means by it
The printed code taped to a counter that identifies the seller's account. Your app reads it, you approve an amount, and the money is pushed to them. No terminal, no card, no hardware for the merchant to buy.
What you already know this as
A payment request rather than a card charge. You push money to them instead of them pulling it from you.
In Kite: Scan and Pay reads the local merchant code and pays straight from your balance. Nothing to load first.
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