What crypto means by it
The money the person you are paying actually wants. A payment that ends in the seller's own currency needs no explanation from them and no conversion by them.
What you already know this as
Choosing to be charged in the local currency at a card terminal, which is the cheaper answer nearly every time.
In Kite: You hold dollars, the merchant is paid in their currency, and neither of you has to think about the swap.
Related terms
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