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A Singapore dollar stablecoin, backed by Singapore dollars held with a regulated custodian. Proof that stablecoins are not only a dollar story, even though dollars dominate the market.
An e-money balance denominated in Singapore dollars rather than US dollars.
A return paid on a balance you leave somewhere. Where it comes from decides how safe it is: lending it out, staking it, or a company simply choosing to pay out of its own pocket for a while to attract deposits.
Interest. A bank answers the question of where it comes from with a licence and deposit protection; a crypto app usually answers it with a paragraph.
Moving funds between protocols chasing the best return. The headline rates are real and so are the smart contract risks underneath them.
Rate chasing across introductory savings offers, with materially higher stakes.
A way to prove something is true without revealing what sits behind it: that you are over 18 without showing your date of birth, or that a batch of transactions is valid without publishing every one of them.
Proving you meet a lending criterion without handing over your full statement. Banking has wanted this for years and still mostly cannot do it.
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