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How a token's supply, issuance and incentives are designed. It answers who holds what, what unlocks when, and who is likely to sell into you.
What you already know this as
A cap table plus the dilution schedule, published up front for once.
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Explain it like a bankFlips every card at once
Top-up
also called load, fundingMoving value from your wallet onto your card so it can be spent. Card rails and blockchain rails are separate systems, so cards generally need loading first.
What you already know this as
Transferring from savings into current so the card does not decline.
In Kite: Top up with USDC or USDT and it lands as spendable dollars, usually within five to ten minutes. The fee is 0.53%.
Touch 'n Go
also called TNG eWalletMalaysia's dominant e-wallet, grown out of the toll and transit card of the same name. Its QR is accepted almost everywhere DuitNow is.
What you already know this as
A transit card that turned into the country's everyday payment app.
Transaction hash
also called tx hash, transaction ID, TXIDThe unique receipt number for a blockchain transaction. Paste it into a block explorer and anyone, anywhere, can see the status without asking a bank.
What you already know this as
A UTR or payment reference, except the ledger it points to is public and you do not need to be a customer to read it.
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A requirement that sender and recipient details travel alongside a transfer above a threshold, between the regulated firms at each end.
What you already know this as
The originator information that already rides along inside a SWIFT message.
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A blockchain carrying an enormous share of the world's USDT transfers, especially for remittances across Asia and Africa, because its fees are low and predictable.
What you already know this as
The rail that won a corridor on price. Not the most sophisticated, but the one the money actually moves on.
In Kite: We top up from USDC on Base, Ethereum or Polygon, and USDT on Ethereum or Polygon. Tron is not one of them, and sending on a network a service does not support is one of the most common ways people lose funds.
UPI
also called Unified Payments InterfaceIndia's instant payment system, and the busiest retail payment rail on earth. Nearly every counter in the country takes it, from department stores to a single stall selling tea.
What you already know this as
Faster Payments or Zelle, if they had also replaced cash almost entirely.
USDC
also called USD CoinA US dollar stablecoin issued by Circle, backed by cash and short-dated US government debt held with regulated custodians, with monthly reserve reporting.
What you already know this as
A dollar balance at a regulated e-money issuer, with the reserve statement published instead of assumed.
In Kite: One of the two stablecoins you can hold and top up with, on Base, Ethereum or Polygon.
USDT
also called TetherThe oldest and most widely traded US dollar stablecoin, issued by Tether. It is the default dollar across most of Asia and Latin America, which is why merchants and exchanges quote in it.
What you already know this as
The dollar everyone in the market actually settles in, the way US dollars became the default for cross-border trade without anyone voting on it.
In Kite: The other stablecoin you can hold and top up with, on Ethereum or Polygon.
VASP
also called virtual asset service providerThe regulatory name for a business that handles crypto on other people's behalf: exchanges, custodians, transfer services. Being one means licensing, monitoring and reporting duties.
What you already know this as
A regulated financial institution, with the same rulebook and the same regulator paying attention.
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Vietnam's standard bank transfer QR code. It appears on café counters, on printed bills and on phone screens, and every domestic banking app reads it.
What you already know this as
A national QR standard sitting on top of the domestic transfer rail.
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A card issued as numbers only, usable online and in Apple Pay or Google Pay the moment it exists. No plastic, no post.
What you already know this as
The virtual card a neobank issues you in-app while the physical one is still in the envelope.
In Kite: Your Kite card is issued virtually and works straight away. Add it to Apple Pay or Google Pay and tap.
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How violently a price moves. It is the reason stablecoins exist, and the reason nobody wants their rent money in something else.
What you already know this as
Standard deviation of returns, the same measure a risk desk has always used.
Wallet
also called crypto walletThe app or device where your keys live, and the thing you tap to send, receive or spend. It does not actually store coins. What it stores is the proof that the coins recorded on the ledger belong to you.
What you already know this as
Your banking app. The money is not inside the phone, the phone is how you prove you are allowed to move it.
Wallet address
also called receiving address, public addressThe long string of letters and numbers people send funds to. It is public and safe to share, but it is unforgiving. Send to the wrong one and there is no recall.
What you already know this as
An account number, or a UPI ID. The difference is that a wrong bank transfer can sometimes be clawed back, and a wrong wallet transfer cannot.
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Code behind a fake mint, airdrop or support page that gets you to sign one transaction handing over your tokens. You approve it yourself, which is why nothing looks broken afterwards.
What you already know this as
Authorising a direct debit you did not read, in favour of someone who wrote it specifically to empty the account.
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Payments built into WeChat, China's main messaging app. Like Alipay it is QR first, accepted almost everywhere domestically, and still awkward for many foreign cards.
What you already know this as
The same idea as Alipay, attached to a social network instead of a marketplace.
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A direct bank-to-bank transfer, usually same day and usually irreversible once sent. The fast expensive option next to a batch transfer.
What you already know this as
The same thing, and its irreversibility is the closest ordinary banking comes to how a blockchain transfer behaves.
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A token on one blockchain that stands in for an asset held on another, so something can be used where it does not natively exist. Its value rests entirely on whoever is holding the real asset.
What you already know this as
A depositary receipt. You hold a claim that trades locally while the actual share sits with a custodian abroad.
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An alternative ticker for bitcoin, following the convention that currencies belonging to no country start with X. You will meet it mostly on trading venues and in financial data feeds.
What you already know this as
The same naming rule that gives gold the code XAU. It marks something as belonging to no single country.
xPub
also called extended public keyA key that can generate every receiving address in a wallet without being able to spend from any of them. Useful for accounting, and a privacy problem if you share it, because it exposes your entire history at once.
What you already know this as
Read-only access to an account. Sensible for a bookkeeper, unwise to hand to a stranger.
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The token of the XRP Ledger, a network built for moving value between currencies rather than for running applications. Long associated with settlement between financial institutions.
What you already know this as
A settlement asset, closer in intent to a bridging currency than to a share or a savings product.
Showing 169 to 192 of 197 terms